Informed Choice independent financial planners is a specialist investment company in Petersfield, which can help you make decisions about money.
Every week, Martin Bamford compiles a selection of money stories that will help you keep in touch with our changing world as you consider how best to spend and invest.
This week
Credit-card spending sees 50 per cent drop; price inflation rose in June; essential spending bounces back; and lenders restrict access to loans, credit cards etc.
All with Martin Bamford and presented with Informed Choice, independent financial planners of Petersfield.
Martin Bamford
Be informed and plan for your future with the Money Moment from Petersfield Community Radio. Sponsored by Informed Choice.
Informed Choice independent financial planners is a specialist investment company in Petersfield, which can help you make decisions about money.
Every week, Martin Bamford compiles a selection of money stories that will help you keep in touch with our changing world as you consider how best to spend and invest.
This week
A boost for restaurants and bars; a one-off bonus for employers bringing back furloughed staff; and are higher taxes on the way?
All with Martin Bamford and presented with Informed Choice, independent financial planners of Petersfield.
Martin Bamford
Be informed and plan for your future with the Money Moment from Petersfield Community Radio. Sponsored by Informed Choice.
As travel plans continue to be disrupted by the Coronavirus outbreak, Suzie and Noni put your holiday and travel questions to James Beagrie, MD of Petersfield’s Meon Valley Travel.
James draws from his long experience in the travel industry to provide expert answers to your questions on insurance, cancellations, re-booking, safe flying, UK tours, refunds and more.
With many holidays cancelled and future plans on hold, we put some of your most-asked holiday and travel question to Nicky Lahiri of the Petersfield-based travel company Meon Valley Travel.
Money expert Martin Bamford of Petersfield’s Informed Choice independent financial planners agreed to answer questions from Petersfield Community Radio listeners about the Coronavirus outbreak and how it will affect our finances.
In this half hour programme, Martin covers furlough, tax, benefits, rates for businesses and many other matters that affect our family finances and the world of work.
Laura Sheppard puts your questions, and ours, to Martin.
Nothing in this programme constitutes personal financial advice. If you need personal advice for your specific circumstances you should speak to an independent and regulated financial adviser from a source such as https://www.unbiased.co.uk
Petersfield-based animal behaviourist and dog owner Julie Hart is locked down in France where restrictions are even tougher than those here.
Hear her advice for entertaining, training and keeping dogs fit and healthy when you’re housebound.
Julie studied animal behaviour and training at IMDT and Canine School of Science.
Julie Hart with four dogs
Transcript
We can have fun and improve life for our dogs in lockdown.
Staying at home for most of the day is a difficult time for us, but also our dogs. They get their mail from, clumps of grass or telegraph poles, they cannot escape into a good book or video. Dogs are most energized by exercise, food, toys and affection and there are many ways we can entertain and exercise our dogs in a confined space or limited walking opportunities.
We do not have to feed our dogs from a bowl, calculate your dogs daily intake need and spread this across the day in various forms.
Food distractions: 1 – stuff a Kong or similar tough chew toy, with dog meat and kibble and freeze it. This is an enriching challenge for the dog and does provide exercise. 2 – Place some dry kibble inside a plastic water bottle and re-screw the lid, this will be a noisy and entertaining chew for your dog, when he finally breaks in, he has a treat. 3 – Scatter some kibble under the hedgerow or shrubs and encourage him to forage for his treats, a natural, exercising and enriching activity for the dog. If you have a garden all chews are even more enjoyable for the dog, outside along with the fresh air and any smells on the wind. If not, you can still adapt these games for inside.
Toys: Playing with your dog does more than exercise and entertain, it strengthens the bond between you and you have an opportunity to reinforce some training cues. 1 – If you are playing a pulling game, let the dog win. Otherwise its no fun and we are aiming to make the dog’s day better. You can also teach a ‘leave’ cue. 2 – You can play ball across a very short distance or across the ground, vary the direction. You can also teach a ‘retrieve’ cue. 3 – Hard and soft chews can be re-invigorated by making them more interesting, push some tiny pieces of cheese into the gaps and cracks or rub some pate into these items. Pick them up and put them away when the dog has finished, store them in the toy box. Remove ALL toys after the dog has finished playing, store them in a box, as a toy re-emerges it will be received as new, especially if it smells like a badgers bottom.
Training: Short training sessions inside or out also provide mental stimulation and exercise and an opportunity to reinforce wanted behaviors. Inside games 1 – Play the cup game, it requires some thinking and choices from the dog. 2 – play eye contact games, this improves your dogs watching and listening skill, good for training all cues. 3 – use whatever you can find in the garden, create a simple obstacle course and train your dog in agility. Games are best outside when and if you can get there, but just as easy inside.
Affection: Your dog may well be feeling anxious, they are sensitive to changes in our behavior, if we feel anxious or short tempered, we can transmit this. Your dog may need reassurance. You have some time to groom your dog, if you have not done this before you can find many sites on line that will guide you.
If you are not too familiar with handling your dog, try the 5 second rule. Offer your hand to the dogs nose and move to the side of the neck, caress for 5 seconds, if your dog leans in, he is OK. If, when you stop, he moves away, maybe he does not like being touched here or at this time. It is important to reassure your dog by allowing him some choice.
Space out these distractions during a day and give your dog time to rest after each activity, providing some calm training time. You will both gain from the interaction.
If you have more than one dog, you decide to interact with each one separately, especially when there is food involved.
In an extended interview from the Morning Report, John Wakefield of St Peter’s Vets discussed Covid-19, you and your pets.
He dispels some of the disinformation circulating on social media and offers practical advice for you if you walk a dog, whether your own or the animal of someone else.
John also explores issues of pets and your mental health, and identifies the three times you must call a vet.
Dr Penny Mileham from Petersfield’s Grange Surgery is back with answers to more of your questions surrounding Covid-19, self-isolation, prescriptions, mental health and how to connect with healthcare staff at this time.
Dr Mileham is speaking to John Welsman. The questions were compiled by Phyllida Barnes. John and Phyllida are both Petersfield Community Radio volunteers.
Dr Penny Mileham from Petersfield’s Grange Surgery answers your questions about Coronavirus and how our behaviour can help to contain the spread of the virus.
Dr Penny Mileham of Petersfield’s Grange Surgery
Dr Mileham is speaking to John Wellsman. The questions were compiled by Phyllida Barnes. both John and Phyllida are Petersfield Community Radio volunteers.
